Cleaning Business Insurance General Liability Insurance
You provide a essential service to the companies and business owners you serve as a commercial cleaning specialist. However, while your services are undoubtedly valuable, you are subject to certain hazards.
Janitorial services clean the inside of commercial, industrial, and institutional buildings. Some offer exclusive services to an individual client, while some have a number of regular clients or offer "as required" services to the general public.
Trash removal from all areas of the premises, restroom cleaning, dusting, and frequent vacuuming, mopping, or sweeping of floors are typical services. Cleaning carpets, drapes, or eating areas, polishing floors, and window washing are examples of additional services. Some offer cleaning services for homes up for sale or after a criminal incident.
You may protect your commercial janitorial or cleaning service by acquiring the appropriate janitorial cleaning services insurance. What is the significance of insurance? The type of insurance should you carry? Keep reading to find out how to keep your company safe.
Janitorial cleaning services insurance can protect your company from litigation for less than $37 per month. Get a quick price and your certificate of insurance immediately.
A standard $1,000,000/$2,000,000 General Liability Insurance policy for small janitorial and cleaning businesses costs between $37 and $59 per month, depending on location, size, payroll, sales, and experience.
General liability, commercial property, commercial auto, and workers' compensation will be the most popular small business insurance plans carried by janitorial and cleaning businesses. Other specialised coverages can be found based on their specific operations.
You work in the commercial property cleaning industry. You may not think that there are risks associated with vacuuming, mopping, dusting, and other sorts of cleaning services you give; but, there are a variety of scenarios that could occur and have potentially disastrous results. A third party, for example, could trip and fall over a power wire you're using to manage a floor buffer, property could be accidently destroyed, or one of your crew members could be wounded while doing a work-related operation.
The price of restoring damaged property, medical bills, and/or any legal claims filed against your organization could be financially catastrophic. Janitorial cleaning services insurance can assist offset these costs and keep janitorial and cleaning service insurance you from having to pay for such damages out of pocket.